1. Knowledge - not taking action with it.
2. Actions - committing it without sincerity.
3. Wealth - using on things that will not bring us on reward from Allah. Waste our money, our status, our authority, on things which have no benefit in this life or hereafter.
4. Hearts - empty from the love of Allah, and the feeling of longing to go to Him, and a feeling of peace and contentment. Our hearts are filled with something or someone else.
5. Bodies - don't use it in the worship and service of Allah.
6. Love - emotional love is misallocated, not towards Allah, but towards something or someone else.
7. Time - not used properly, to compensate for that which has passed, by doing what is righteous to make up for past deeds.
8. Intellect - misused on things that are not beneficial which are harmful to society and the individual.
9. Service – wasted if working for someone who will not bring us closer to Allah.
10. Dhikr (Remembrance of Allah) – wasted if it does not effect us or our hearts.